SaaS-Native PF Stack
Turn your SaaS into a Payment Facilitator with one API.
Fix slow follow-up
Lift conversion rates
Everything SaaS platforms need to become a Payment Facilitator.
A modular PF operating system — embed payments, govern sub-merchants, and monetize transaction volume without building compliance from scratch.
Embedded payments for SaaS products
White-label checkout, subscription billing, and marketplace splits — all routed through your PF master account with real-time authorization, refunds, and settlement reporting.
Explore Payments API →
Programmatic sub-merchant onboarding
Core API drives end-to-end KYB/KYC, bank verification, MCC assignment, and connected account provisioning — turn merchant signup into a single API call.
View onboarding pipeline →
Multi-layer underwriting & risk engine
Automated MCC screening, transaction velocity controls, behavioral scoring, and portfolio-level monitoring — keeping your PF program within acquirer thresholds.
See risk framework →
Chargeback & dispute management at scale
Centralized dispute inbox with automated evidence submission, refund deflection, and per-sub-merchant chargeback tracking — portfolio ratio targets below1%.
PF governance & regulatory compliance
One connected account per sub-merchant, continuous AML/OFAC screening, SAR escalation workflows, and audit-ready reporting for acquirer and sponsor bank reviews.
Automated payouts & revenue share
Configurable split rules, rolling reserves, and tiered settlement schedules — from weekly holds for new sub-merchants to daily payouts for trusted accounts.
The PF backbone for SaaS platforms at scale
<1%
Portfolio chargeback ratio target
10K+
Sub-merchants per PF program
99.99%
API uptime SLA
Zero
Raw card data on your servers
Built around how each growth model actually converts.
Pick your industry, see the core pain point, the operating method, and the measurable business result.
Not sure which path fits?
Choose your own path
SaaS teams need retention and expansion, not just more signups
Turn churn reduction, lifecycle automation, and upsell logic into one repeatable operating system.
Pain
Users activate once, then go quiet before they ever
reach long-term value.
Method
Use AI re-engagement, product nudges, and
behavior-based sequences to recover dormant
accounts.
Result
Increase retention, improve expansion revenue, and
create a healthier LTV curve.
E-commerce brands need faster conversion and higher repeat purchase
Connect product discovery, cart recovery, and repeat-purchase journeys into one optimization loop.
Pain
Traffic is expensive, carts are abandoned, and shoppers
rarely come back on their own.
Method
Automate cart recovery, personalized offers, and
product recommendations based on shopper intent.
Result
Lift checkout conversion, grow repeat orders, and
improve ROI from every acquisition channel.
Lead gen teams need faster qualification and better pipeline follow-through
Standardize how leads are scored, routed, nurtured, and converted without adding manual ops overhead.
Pain
Inbound leads pile up, follow-up slows down, and
qualified demand leaks out of the funnel.
Method
Use automated scoring, routing, and follow-up sequences
to keep every lead moving at the right pace.
Result
Shorten response time, raise conversion quality, and
generate more revenue from the same lead volume.
Security, privacy, and compliance backed by operating data.
Instead of generic claims, show the controls, scope reduction, and reporting coverage that buyers actually evaluate.
99.7%
Fraud detection rate
Security
Identity checks before activation, not after fraud shows up
Multi-source KYB and KYC screening helps block risky accounts before they ever become payment-enabled.
KYB Business Verification
100%
UBO Owner Screening
98%
Bank Account Match
95%
3-layer
Verification stack across business, owner, and bank
data
Coverage: shell entities, synthetic IDs, mismatched
owners
0
PAN stored on servers
Privacy
Reduce PCI exposure by keeping sensitive card data off your app servers
Tokenized checkout keeps raw card data off your stack and preserves a smooth embedded flow.
PCI DSS Compliance
SAQ-A
Tokenization Coverage
100%
SOC 2 Type II
Certified
SAQ-A
Target scope for merchants using hosted fields and
token-only storage
Privacy model: hosted fields, tokenization, secure
vault
24/7
Real-time monitoring
Compliance
Operational reporting that stands up to sponsor-bank and acquirer review
Centralized oversight makes risk, reserves, chargebacks, and escalations visible in one reporting layer.
Portfolio Monitoring
Real-time
Audit Trail Coverage
100%
Regulator-Ready Exports
15+ formats
Full trail
Lifecycle logging across onboarding, monitoring, and
escalation events
Compliance ops: audit trail, telemetry, regulator-ready
exports
01
Pre-Onboarding Screening
MCC validation, prohibited vertical checks, and predictive risk scoring before account creation.
02
Transaction Monitoring
Velocity limits, geographic anomalies, and amount thresholds vs. sub-merchant profile.
03
Non-Compliant Action
Instant account suspension, payout holds, and offboarding with full event logging.
04
Restricted Category Blocklist
High-risk MCCs and prohibited business models blocked at application.
API workflows built around real payment operations.
Show buyers exactly how your team uses REST APIs, webhooks, and sandbox tooling across onboarding, transaction routing, and payout reconciliation.
3 Core FlowsOnboarding, payment routing, payout ops
Webhook DrivenStatus sync for reviews, payments, and settlements
Sandbox ReadyTest risk, reserve, and exception handling end to end
Use Case 01: Marketplace onboarding API
Create sub-merchants from your signup flow, collect KYB data, trigger risk review, and update account status in your CRM as soon as verification webhooks land.
See onboarding workflow →
Use Case 02: Vertical SaaS payment orchestration
Route each transaction to the right sub-merchant, apply platform fees and split rules, then listen for authorization, capture, dispute, and refund events in one operational stream.
View payment architecture →
Use Case 03: Automated payout reconciliation
Sync settlement batches, payout status, reserve movements, and failed transfer alerts back into finance systems so ops teams can close books without manual exports.
Talk through your payout stack →
Account Created →
KYB Review Webhook →
Payment Event Stream →
Payout Reconciliation
Why SaaS teams choose VeloSync
One account per sub-merchant
Every customer onboarded, monitored, and governed as an independent connected account — aligned with acquirer PF methodology.
Learn more →Go from SaaS to PF in weeks
Pre-built onboarding flows, compliance automation, and sponsor-bank-aligned controls — skip 12+ months of in-house PF build.
See onboarding →AML & sanctions screening built in
OFAC, PEP, and global watchlist checks on every sub-merchant — with SAR escalation workflows when thresholds are met.
See compliance API →Monetize every transaction
Configurable platform fees, interchange share, and payout schedules — turn payment volume into a high-margin SaaS revenue stream.
View pricing →Ready to launch your PF program?
Talk to our team about embedding payments, onboarding sub-merchants, and operating as a Payment Facilitator on VeloSync.
Email: contact@velosync.top
Office: 120 Market Street, Suite 400, San Francisco, CA 94103
PF pricing · API documentation · Sandbox access available in under 24 hours.